Handyman & Contractors

Eligible Operations

  • AV Installation
  • Alarm Systems Installation & Repair
  • Carpentry
  • Carpentry - Interior
  • Carpet Cleaners
  • Closet Installation
  • Contractors
  • Debris Removal
  • Deck Building
  • Electrical
  • Fence Building
  • Finish Carpentry
  • Finishing Contractors
  • Flooring
  • Furniture Assembly (No Cribs or Bunk Beds)
  • Furniture Installation - Office
  • Furniture Refinishing
  • Glaziers
  • Handyperson
  • Interior Painting
  • Invisible Fence Installation
  • Locksmiths
  • Masonry
  • Millwork
  • Office Furniture Installation
  • Office Machine Installation & Repair
  • Painting & Siding
  • Piano Tuning
  • Siding
  • Small Contractors including Finishing Contractors
  • Smart Home Installation
  • Surveillance System Installation & Maintenance
  • Surveyors
  • Swimming Pool Service
  • Tiling
  • Upholstering
  • Walls
  • Window Cleaning
  • Window Decorating


Ineligible Operations

  • Alarm System Monitoring
  • Assembly of Cribs or Bunk Beds
  • Fire or Water Mitigation or Restoration
  • Foundation Repair
  • Garage Door Repair
  • Grading or Excavating
  • Machinery or Equipment Repair (Other Than Office Machines And Household Appliances)
  • Pool Construction
  • Roofing
  • Street, Road and Highway Work


Add-ons

Add-ons must be individually added to a policy.


Add-On
Exclusions
Appliance installation

Chimney cleaning
Performing work over three stories in height.
Concrete construction
Foundation repair.
HVAC work

Plumbing
LPG (propane) connections.
Snow / ice removal
Snow / Ice removal including commercial property or multi-unit residential.
Floor waxing
Floor waxing operations including commercial buildings with heavy foot traffic (e.g. malls, grocery / convenience stores, hospitals, airports).
Plastering
Operations including E.I.F.S. (synthetic stucco).
New Home Building
Work on 10 or more homes or units in any one project or development.
Exterior Painting
Performing work over three stories in height.
Sign InstallationPerforming work over three stories in height.