Events & Entertainment

Eligible operations


Events

  • Individual event participants (not the event itself)
  • Event Staff (Planners & Promoters as Individuals)
  • Food / Catering (No Bartending)
  • Musicians
  • Actors
  • Speakers
  • Events where alcohol is served (but not if the insured is in the business of selling alcohol)


Entertainers:

  • Balloon Artists
  • Belly Dancers
  • Caricature Artists
  • Celebrity Look-a-Likes
  • Clowns
  • Comedians
  • Contortionists
  • DJs
  • Face Painters
  • Impersonators
  • Impressionists
  • Jugglers
  • Magicians
  • Mimes
  • Musicians (individual)
  • Musical Conductors
  • Poets
  • Puppeteers
  • Santas
  • Storytellers
  • Street Performers
  • Ventriloquists


Guides

  • Canoe & Kayak Guides / Instructors
  • Fishing Guides
  • Float Trip Guides
  • Hiking Guides
  • Tour Guides
  • Nature and Wildlife Guides
  • Stand Up Paddleboard (SUP) Guides



Ineligible operations

  • Acrobatic, Aerialist, or Stunt Performers
  • Adult Film Operations
  • Amusement Device, Rides or Inflatables Operators (including Bouncy Castles)
  • ATV Tours
  • Bartenders
  • Bouncers
  • Exotic Dancers, Strippers, or Adult Entertainment
  • Horseback Trail Rides
  • Hunt Clubs
  • Hypnotists
  • Operations Involving Non-Domestic Animals
  • Operations Involving Weapons
  • Participating in Protests, Rallies and/or Marches
  • Rock Climbing
  • Security Guards
  • Skiing or Snowboarding
  • White Water Rafting



Add-ons

Add-ons must be individually added to a policy.



Add-On
Exclusions

Floor waxing
Floor waxing operations including commercial buildings with heavy foot traffic (e.g. malls, grocery / convenience stores, hospitals, airports).