The following activities are excluded from coverage due to the heightened risk associated with them:


  • Body piercing
  • Branding
  • Brazilian blowout (use of liquid keratin formula) and similar hair straightening treatments
  • Burning
  • Chemical or acid skin peels
  • Chiropody
  • Cosmetic injections
  • Derma graphics
  • Electrolysis hair removal
  • Eyebrow microblading
  • Face lifts
  • Hair implanting
  • Heated body wraps
  • Herbal body wraps
  • Laser hair removal
  • Laser skin treatments
  • Microdermabrasion
  • Micropigment implantation
  • Permanent make-up
  • Plastic surgery
  • Removal of warts, moles, or other growths
  • Scarification
  • Tattooing
  • Use of flammable shampoos
  • Wig services/sales