CGL Terms of Coverage

What does the policy cover?

I operate over three stories in height. May I use Verifly (CGL)?
External work over three stories in height is prohibited. Work inside a home or structure is allowed.
Sun, 20 May, 2018 at 7:37 AM
Is the CGL coverage arranged by Verifly primary and non-contributory?
Yes. Your policy documents contain an endorsement providing this coverage.
Sat, 19 May, 2018 at 3:51 PM
Does the CGL policy arranged by Verifly have a deductible?
No. Not a cent.
Sun, 20 May, 2018 at 12:27 PM
What limits do the CGL policies arranged by Verifly offer?
Aggregate limits of $1,000,000 per occurrence and $2,000,000 per occurrence are available.
Sun, 20 May, 2018 at 10:34 AM
May I perform more than one type of work during the policy period (CGL)?
As long as the activity is covered in the selected category and/or selected add-ons, then yes.
Sun, 20 May, 2018 at 7:39 AM
Do my CGL policy limits stack?
There is an anti-stacking clause which applies in certain states and prevents your limits from stacking. Multiple policies will not respond to a single “oc...
Sat, 19 May, 2018 at 3:32 PM
May I use Verifly for CGL if I have had losses?
At this time, Verifly can only arrange CGL coverage for those with less than $15,000 of losses over the past three years.
Sat, 19 May, 2018 at 3:39 PM
Does the CGL policy Verifly arranges have an aggregate limit?
Yes, the aggregate limit is the same as the per-occurrence limit, e.g. $1 million or $2 million.
Sun, 20 May, 2018 at 7:35 AM
Is bodily injury or property damage associated with mold excluded from CGL coverage?
Exposure to harmful mold can result in health issues, while indoor mold infestation can lead to property damage. If a client claims that these conditions ha...
Tue, 19 Mar, 2019 at 11:54 AM
Does Verifly arrange Workers’ Comp?
Not yet, but we are working on adding new lines of business. If you’d like to make your voice heard, please email
Sat, 19 May, 2018 at 3:46 PM

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